COF WS

• All 1,000,000 outstanding shares of Series M Preferred Stock (CUSIP: 14040HCF0) will be redeemed on September 1, 2026, at a price of $1,000 per share.
• A regular dividend of $9.875 per share will be paid separately on the redemption date to holders of record as of August 17, 2026; the redemption price excludes accrued dividends.
• The redemption will be processed through The Depository Trust Company, with Computershare Trust Company, N.A. acting as redemption agent.
• The event was reported under Item 8.01 (Other Events) as a voluntary redemption of preferred stock, with the press release attached as Exhibit 99.1.

8.01 Other Events · 9.01 Financial Statements and Exhibits

• Capital One furnished monthly charge-off and delinquency data as of and for the month ended July 31, 2026 under Item 7.01 Regulation FD Disclosure.
• Auto loan net charge-offs were $111 million, a 1.48% annualized rate, with 30+ day performing delinquencies of $3,979 million (4.39%) and nonperforming loans of $571 million (0.63%).
• The report was furnished, not filed, and the exhibit is not incorporated by reference into any SEC filing.
• The exhibit (99.1) contains the detailed monthly metrics; the report was signed by Chief Accounting Officer Timothy P. Golden on August 14, 2026.

7.01 Regulation FD Disclosure · 9.01 Financial Statements and Exhibits

• Q2 2026 net income was $3.0 billion, or $4.73 per diluted share, versus $2.2 billion ($3.34/share) in Q1 2026 and a net loss of $4.3 billion ($(8.58)/share) in Q2 2025.
• Provision for credit losses fell $1.1 billion to $3.0 billion, including $3.6 billion net charge-offs and a $662 million loan reserve release.
• Period-end loans held for investment increased 2% to $457.2 billion; total deposits decreased 1% to $484.3 billion.
• CEO Richard Fairbank noted solid top-line growth, strong credit performance, and that Discover integration is 14 months in and going well.

2.02 Results of Operations and Financial Condition · 9.01 Financial Statements and Exhibits

• Capital One Financial Corporation furnished monthly charge-off and delinquency metrics for the month ended June 30, 2026, under Item 7.01 Regulation FD Disclosure.
• Consumer Banking auto net charge-offs were $122 million, a rate of 1.65%, with 30+ day performing delinquencies of $3,862 million (4.32%) and nonperforming loans of $546 million (0.61%).
• The report was furnished, not filed, and is not deemed incorporated by reference into any SEC filing.
• The exhibit (99.1) contains the detailed metrics; the report was signed by Chief Accounting Officer Timothy P. Golden.

7.01 Regulation FD Disclosure · 9.01 Financial Statements and Exhibits

• Capital One Financial Corporation furnished monthly charge-off and delinquency metrics for the month ended May 31, 2026 under Item 7.01 Regulation FD Disclosure.
• Auto loan net charge-offs were $105 million, a 1.45% annualized rate, with 30+ day performing delinquencies of $3,730 million (4.24%) and nonperforming loans of $549 million (0.62%).
• The report was furnished, not filed, and is not deemed incorporated by reference into any SEC filing.
• The exhibit was signed by Chief Accounting Officer Timothy P. Golden on June 12, 2026.

7.01 Regulation FD Disclosure · 9.01 Financial Statements and Exhibits

• The additional shares supplement the initial resale prospectus dated April 23, 2026, bringing total registered resale shares to 10,385,749.
• The shares were issued to selling security holders as consideration for the acquisition of Brex Inc., which closed on April 7, 2026.
• The filing includes an opinion and consent from legal counsel Wachtell, Lipton, Rosen & Katz as exhibits.
• The report was filed under Item 8.01 (Other Events) to attach the exhibit related to the resale prospectus supplement.

8.01 Other Events · 9.01 Financial Statements and Exhibits

• Capital One Financial Corporation will present at the Morgan Stanley US Financials conference in New York, NY on Tuesday, June 9, 2026 at 2:30 p.m. ET.
• A replay of the presentation will be archived on the company's website through at least June 22, 2026.
• The information is furnished under Item 7.01 Regulation FD Disclosure and is not deemed 'filed' for SEC purposes.
• The report was signed by Matthew W. Cooper, General Counsel and Corporate Secretary, on June 8, 2026.

7.01 Regulation FD Disclosure · 9.01 Financial Statements and Exhibits

• Capital One furnished monthly charge-off and delinquency data for the month ended April 30, 2026 under Item 7.01 Regulation FD Disclosure.
• Auto loan net charge-offs were $86 million (1.20% annualized), with 30+ day performing delinquencies of $3,488 million (4.02%) and nonperforming loans of $477 million (0.55%).
• The exhibit (99.1) is furnished, not filed, and is not incorporated by reference into any SEC filing.
• The report was signed by Chief Accounting Officer Timothy P. Golden on May 14, 2026.

7.01 Regulation FD Disclosure · 9.01 Financial Statements and Exhibits