CACC

Credit Acceptance Corp

A maker of auto loans for people traditional banks turn away, Credit Acceptance works through a nationwide network of car dealers to help consumers with poor or no credit get behind the wheel. It was founded in 1972 by Donald Foss, a used-car salesman who created the subprime lending model after seeing shoppers struggle to finance their purchases, and it still calls Michigan home. Under its Portfolio Program, dealers get a cash advance up front and receive extra "Dealer Holdback" cash later from the loan's collections—a naming quirk borrowed from how manufacturers quietly hold back funds for dealers.

CUSIP: 225310101FinancialsUS2 holders

Ownership Activity Financials Filings

Insiders

Ranked by how much each holding moved in the last 5 years

Insider

Prescott General Partners LLC +2 co-filers10% owner, Member of Section 13(d) Group, Director, 10% owner, Member of Section 13(d) Group · 33 transactions

2.25M-13.8%

as of May 2025

Sold 210.0K

Foss Donald A10% owner · 8 transactions

1.45M-17.1%

as of Feb 2022

Sold 39.0K

Prescott General Partners LLC10% owner, Member of Section 13(d) Group · 6 transactions

1.44M-52.7%

as of Jul 2025

Bought 4.0K · Sold 61.2K

Donald A. Foss Irrevocable Trust Dated August 14, 202210% owner · 264 transactions

1.28M—

as of Aug 2023

Sold 172.0K

Smith Thomas W +1 co-filerDirector · 1 transaction

783.9K-11.5%

as of Nov 2022

Sold 12.0K

Smith Thomas W10% owner, Member of Section 13(d) Group · 18 transactions

707.4K-15%

as of Sep 2024

Sold 80.8K

Tryforos Thomas NDirector · 31 transactions

190.7K—

Granted 1.6K · Sold 18.0K

Hegde VinayakChief Executive Officer, Director · 3 transactions

140.5K—

Granted 140.5K

Watson Jill Foss10% owner · 25 transactions

101.0K-3.7%

Sold 29.4K

Vassalluzzo Scott JDirector, 10% owner, Member of Section 13(d) Group · 4 transactions

68.5K+2.4%

Granted 1.6K

Ulatowski Daniel A.Chief Sales Officer · 30 transactions

61.2K—

Granted 45.9K · Sold 27.1K

Flanagan Glenda JDirector · 14 transactions

35.7K+1.6%

Granted 2.2K

Lum JonathanChief Operating Officer · 38 transactions

31.6K+153.8%

Granted 51.3K · Sold 29.7K

Martin Jay DChief Financial Officer · 57 transactions

29.0K+266.6%

Granted 38.2K · Sold 18.3K

Smith Arthur LChief Analytics Officer · 27 transactions

27.9K+118.4%

Granted 40.8K · Sold 20.8K

Kerber Erin JChief Legal Officer · 81 transactions

27.3K—

Granted 53.0K · Sold 29.5K

Valiyaveettil Ravi MohanChief Technology Officer · 6 transactions

26.0K—

Granted 21.0K · Sold 1.3K

Rummler Wendy AChief People Officer · 56 transactions

23.9K—

Granted 39.5K · Sold 20.7K

Booth KennethDirector · 34 transactions

23.2K-1.4%

Granted 93.6K · Sold 49.7K

Rostami Andrew KChief Mktg and Product Officer · 14 transactions

23.1K—

Granted 24.6K · Sold 2.0K

Elliott Nicholas JChief Transformation Officer · 66 transactions

22.2K—

Granted 35.5K · Sold 15.3K

Busk Douglas WChief Treasury Officer · 19 transactions

6.1K-26.5%

as of Mar 2025

Granted 10.5K · Sold 13.4K

Quinn Sean EdwardDirector · 4 transactions

1.5K—

Granted 1.5K

Insider	Stake change	Holds now	Granted / vested	Bought	Sold
Prescott General Partners LLC +2 co-filers10% owner, Member of Section 13(d) Group, Director, 10% owner, Member of Section 13(d) Group · 33 transactions	-13.8%	2.25Mas of May 2025	—	—	210.0K
Foss Donald A10% owner · 8 transactions	-17.1%	1.45Mas of Feb 2022	—	—	39.0K
Prescott General Partners LLC10% owner, Member of Section 13(d) Group · 6 transactions	-52.7%	1.44Mas of Jul 2025	—	4.0K	61.2K
Donald A. Foss Irrevocable Trust Dated August 14, 202210% owner · 264 transactions	—	1.28Mas of Aug 2023	—	—	172.0K
Smith Thomas W +1 co-filerDirector · 1 transaction	-11.5%	783.9Kas of Nov 2022	—	—	12.0K
Smith Thomas W10% owner, Member of Section 13(d) Group · 18 transactions	-15%	707.4Kas of Sep 2024	—	—	80.8K
Tryforos Thomas NDirector · 31 transactions	—	190.7K	1.6K	—	18.0K
Hegde VinayakChief Executive Officer, Director · 3 transactions	—	140.5K	140.5K	—	—
Watson Jill Foss10% owner · 25 transactions	-3.7%	101.0K	—	—	29.4K
Vassalluzzo Scott JDirector, 10% owner, Member of Section 13(d) Group · 4 transactions	+2.4%	68.5K	1.6K	—	—
Ulatowski Daniel A.Chief Sales Officer · 30 transactions	—	61.2K	45.9K	—	27.1K
Flanagan Glenda JDirector · 14 transactions	+1.6%	35.7K	2.2K	—	—
Lum JonathanChief Operating Officer · 38 transactions	+153.8%	31.6K	51.3K	—	29.7K
Martin Jay DChief Financial Officer · 57 transactions	+266.6%	29.0K	38.2K	—	18.3K
Smith Arthur LChief Analytics Officer · 27 transactions	+118.4%	27.9K	40.8K	—	20.8K
Kerber Erin JChief Legal Officer · 81 transactions	—	27.3K	53.0K	—	29.5K
Valiyaveettil Ravi MohanChief Technology Officer · 6 transactions	—	26.0K	21.0K	—	1.3K
Rummler Wendy AChief People Officer · 56 transactions	—	23.9K	39.5K	—	20.7K
Booth KennethDirector · 34 transactions	-1.4%	23.2K	93.6K	—	49.7K
Rostami Andrew KChief Mktg and Product Officer · 14 transactions	—	23.1K	24.6K	—	2.0K
Elliott Nicholas JChief Transformation Officer · 66 transactions	—	22.2K	35.5K	—	15.3K
Busk Douglas WChief Treasury Officer · 19 transactions	-26.5%	6.1Kas of Mar 2025	10.5K	—	13.4K
Quinn Sean EdwardDirector · 4 transactions	—	1.5K	1.5K	—	—

Select a row to see that insider’s individual transactions. Sum of the holdings confirmed in the 12 months before this insider's last filing. A Form 4 reports a holding per line — held directly, or through a named trust, partnership or foundation, and in each share class separately — never a person’s total. Lines not restated in that time are left out and shown apart: an active filer restates what they still hold, so a line they did not restate is more often an entity since renamed, whose shares a successor line reports too. An amber marker means some were left out.