FSBC

Five Star Bancorp

A Northern California community bank holding company that lends mainly to commercial real estate projects, serving small and mid-sized businesses and individuals through branches around Sacramento and the Bay Area. Founded in 1999 by real estate developers Marvin "Buzz" Oates and Frank Ramos, it was built to offer personal, local decision-making that big national lenders lacked. The "Five Star" name signals top-tier service and high standards, and the bank went public on Nasdaq in 2021.