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Hci Group, Inc.

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A Tampa-based holding company that sells homeowners, condominium, flood, and Maine fire insurance under its Homeowners Choice brand, and whose Exzeo division builds software for insurance operations. It was founded in 2006 by Paresh Patel while many big insurers were pulling out of hurricane-prone Florida, and it built its business by taking on policies from the state-backed insurer of last resort, Citizens. It rebranded from Homeowners Choice to HCI Group in 2013 to reflect its expansion beyond a single line of insurance.

4.25% Convertible Senior Notes due March 1, 2037