AMJEUR

• The amendment provides that a Lead Independent Director, if any, shall be appointed by the non-management directors.
• The amendment was reported under Item 5.03 (Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year).
• The full text of the amended By-laws, marked to show changes, is attached as Exhibit 3.2 to the filing.
• The report was signed by Corporate Secretary Reid R. Broda on July 23, 2026.

5.03 Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year

• The company also closed a $3.0 billion offering of Fixed-Rate Reset Subordinated Notes due 2041.
• Total aggregate principal amount of the offerings was $9.0 billion.
• The offerings were registered under the Securities Act of 1933 via a Form S-3 registration statement (File No. 333-285537).
• Legal opinions from Simpson Thacher & Bartlett LLP regarding the legality of the notes were filed as exhibits.

8.01 Other Events · 9.01 Financial Statements and Exhibits

• Net income excluding significant items was $16.9 billion, or $6.14 per share.
• Reported revenue was $57.3 billion; managed revenue was $58.0 billion.
• Significant items included a $4.6 billion net gain related to Visa shares and $1.0 billion of gains on certain equity investments.
• Common dividend of $4.0 billion ($1.50 per share) and $6.2 billion of common stock net repurchases in the quarter.

2.02 Results of Operations and Financial Condition · 9.01 Financial Statements and Exhibits

• 2Q26 net income was $21.2B, up 41% YoY, with diluted EPS of $7.70; excluding significant items, net income was $16.9B and EPS $6.14.
• CET1 capital ratio was 14.1% (Standardized) and 14.2% (Advanced); common dividend of $4.0B ($1.50/share) and $6.2B of net repurchases.
• Significant items included a $4,550M pretax net gain related to Visa shares and $1,026M gains on certain equity investments.
• Segment results: CCB net income $5.3B, CIB $9.7B, AWM $2.0B; Corporate revenue $6.0B.
• The presentation slides were furnished under Item 7.01 and are not deemed filed for SEC purposes.

7.01 Regulation FD Disclosure · 9.01 Financial Statements and Exhibits

• Doug Petno and Troy Rohrbaugh were elected Co-Presidents of JPMorgan Chase, effective June 25, 2026.
• Marianne Lake, current CEO of CCB, will retire after more than 25 years and will assist with the transition.
• The Compensation Committee approved one-time retention awards: $30 million each to Petno and Rohrbaugh, and $20 million each to Mary Erdoes and Jennifer Piepszak.
• The awards are RSUs that cliff-vest after three years, subject to a 12% three-year average ROTCE performance condition and a two-year hold.

5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements

• The Board authorized a new common share repurchase program of $50 billion, effective July 1, 2026, with repurchases to be made at management's discretion.
• The firm's Stress Capital Buffer requirement remains at 2.5% through September 30, 2027, and its Standardized CET1 capital ratio requirement including buffers continues to be 11.5%.
• CEO Jamie Dimon cited the firm's 'fortress balance sheet' and preparedness for a wide range of scenarios, including the hypothetical 2026 supervisory severely adverse scenario.
• The press release was filed as Exhibit 99 to the Form 8-K under Item 8.01 (Other Events).

8.01 Other Events · 9.01 Financial Statements and Exhibits

• JPMorgan Chase released its company-run 2026 Dodd-Frank Act Stress Test (DFAST) results on June 24, 2026, for the firm and its subsidiary JPMorgan Chase Bank, N.A.
• The firm projects cumulative pre-provision net revenue of $135.9 billion and net income before taxes of $11.4 billion over the nine-quarter projection period (1Q26–1Q28).
• Total projected loan losses are $70.2 billion, with credit card losses of $27.1 billion and commercial & industrial losses of $12.1 billion.
• The results were furnished under Item 7.01 (Regulation FD) and are not deemed filed for SEC purposes.
• The Federal Reserve's stress test scenarios were prescribed on February 4, 2026, and the results are hypothetical estimates, not forecasts.

7.01 Regulation FD Disclosure · 9.01 Financial Statements and Exhibits

• On June 2, 2026, JPMorgan Chase & Co. closed a public offering of $500,000,000 aggregate principal amount of Fixed-to-Floating Rate Notes due 2030.
• The offering was registered under the Securities Act of 1933 pursuant to a Form S-3 registration statement (File No. 333-285537), as amended.
• The legal opinion of Simpson Thacher & Bartlett LLP as to the legality of the Notes is filed as Exhibit 5.1 to this report.
• The report was filed under Item 8.01 (Other Events) to disclose the closing of the offering.

8.01 Other Events · 9.01 Financial Statements and Exhibits