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Item 3 — Quantitative and Qualitative Disclosures About Market Risk
Lithia Motors, Inc. · 10-Q · Q2 FY2026 · Period ended Jun 30, 2026
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There have been no material changes in our reported market risks or risk management policies since the filing of
our 2025 Annual Report on Form 10-K, which was filed with the SEC on February 25, 2026.