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Item 3 — Quantitative and Qualitative Disclosures About Market Risk
Ollie’s Bargain Outlet Holdings, Inc. · 10-Q · Q1 FY2026 · Period ended May 2, 2026
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Interest Rate Risk
We are subject to interest rate risk in connection with borrowings under our Revolving Credit Facility, which bears interest at variable rates. As of May 2, 2026, we had no
outstanding variable rate debt.
As of May 2, 2026, there were no material changes in the market risks described in the “Quantitative and Qualitative Disclosure of Market Risks” section of our Annual Report.
Impact of Inflation
Our results of operations and financial condition are presented based on historical cost. While it is difficult to accurately measure the impact of inflation due to the
imprecise nature of the estimates required, we believe the effects of inflation, if any, on our historical results of operations and financial condition have been immaterial. We cannot be assured that our results of operations and financial
condition will not be materially impacted by inflation in the future.