STC

• Diluted EPS attributable to Stewart was $1.21 for Q2 2026, versus $1.13 in the prior-year quarter.
• Adjusted net income for Q2 2026 was $42.9 million ($1.39 per diluted share), compared to $38.0 million ($1.34 per diluted share) in Q2 2025.
• Title segment operating revenues rose 15% to $683.6 million, driven by strong direct and agency title performance.
• Real estate solutions segment revenues increased 75% to $197.4 million, primarily due to the acquired MCS business and higher credit and valuation services revenues.

2.02 Results of Operations and Financial Condition · 9.01 Financial Statements and Exhibits

• The presentation is available on the company's Investor Relations website and is furnished under Item 7.01 Regulation FD Disclosure.
• The company reported adjusted revenues of $2.9 billion in 2025, up 18% from 2024, and adjusted net income of $140 million, up 48%.
• The company targets 15%+ title premium market share by 2028 and a 12% adjusted pretax margin in a 5.0-million-unit existing home sales market.
• The filing states the information is furnished, not filed, under the Exchange Act and the company does not undertake to update it.

7.01 Regulation FD Disclosure · 9.01 Financial Statements and Exhibits

• On June 1, 2026, Stewart Information Services Corporation announced its Board of Directors declared a cash dividend of $0.525 per share for the second quarter 2026.
• The announcement was made via a press release furnished as Exhibit 99.1 to the Form 8-K.
• The disclosure was made under Item 7.01 Regulation FD Disclosure, and the information is not deemed 'filed' for SEC purposes.
• The press release was signed by David C. Hisey, Chief Financial Officer and Treasurer.

7.01 Regulation FD Disclosure · 9.01 Financial Statements and Exhibits

• On May 7, 2026, Stewart Information Services Corporation held its 2026 Annual Meeting of Stockholders.
• All ten director nominees were elected, with votes ranging from about 24.5 million to 24.9 million for each.
• Stockholders approved, on a non-binding advisory basis, the compensation of named executive officers (24,641,639 for, 387,384 against).
• Stockholders ratified the appointment of KPMG LLP as independent registered public accounting firm for 2026 (26,650,612 for, 231,338 against).

5.07 Submission of Matters to a Vote of Security Holders

• Net income attributable to Stewart was $17.0 million ($0.55 per diluted share) in Q1 2026, compared to $3.1 million ($0.11 per diluted share) in Q1 2025.
• Adjusted net income was $24.1 million ($0.78 per diluted share) in Q1 2026, versus $7.0 million ($0.25 per diluted share) in Q1 2025.
• Title segment operating revenues increased 21% to $603.2 million, and real estate solutions segment revenues rose 66% to $161.4 million.
• Net cash used by operations improved to $4.5 million in Q1 2026 from $29.9 million in Q1 2025.

2.02 Results of Operations and Financial Condition · 9.01 Financial Statements and Exhibits

• On March 2, 2026, Stewart Information Services Corporation announced a cash dividend of $0.525 per share for Q1 2026.
• The dividend is payable on March 31, 2026, to stockholders of record as of March 16, 2026.
• The disclosure was made under Item 7.01 Regulation FD and is not deemed filed for SEC purposes.
• The report was signed by CFO and Treasurer David C. Hisey.

7.01 Regulation FD Disclosure · 9.01 Financial Statements and Exhibits

• Net income attributable to Stewart was $36.3 million ($1.25 per diluted share) for Q4 2025, compared to $22.7 million ($0.80 per diluted share) in Q4 2024.
• Full year 2025 revenues were $2.9 billion, up from $2.5 billion in 2024.
• Full year 2025 net income attributable to Stewart was $115.5 million ($4.05 per diluted share), compared to $73.3 million ($2.61 per diluted share) in 2024.
• The company will hold a conference call on February 5, 2026, to discuss results.

2.02 Results of Operations and Financial Condition · 9.01 Financial Statements and Exhibits

• The underwriters exercised in full their option to purchase an additional 285,000 shares, and the offering closed on December 12, 2025.
• On December 10, 2025, Stewart's wholly owned subsidiary SISCO Holdings, LLC completed the acquisition of the mortgage services of Mortgage Contracting Services, a property preservation services provider, for a cash purchase price of $330 million.
• The offering was made pursuant to an effective shelf registration statement on Form S-3 (File No. 333-292051).
• The legal opinion of Davis Polk & Wardwell LLP relating to the common stock sold is filed as Exhibit 5.1.

1.01 Entry into a Material Definitive Agreement · 7.01 Regulation FD Disclosure · 8.01 Other Events · 9.01 Financial Statements and Exhibits