TRV

• The Travelers Companies, Inc. increased its Board size from eight to nine directors and elected Anthony Jabbour as a director, effective August 5, 2026.
• He was also appointed to the Audit and Risk Committees of the Board.
• Mr. Jabbour is the former CEO of Dun & Bradstreet Holdings, Inc. and former Executive Chairman and CEO of Black Knight, Inc.
• As a non-employee director, he will receive compensation under Travelers' Current Director Compensation Program.

5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements

• The company will issue and sell $750,000,000 aggregate principal amount of 4.950% Senior Notes due 2031.
• A prospectus supplement dated July 21, 2026 was filed with the SEC on July 22, 2026.
• The underwriting agreement is filed as Exhibit 1.1 to the Form 8-K.
• The report was filed under Item 8.01 to disclose the entry into the underwriting agreement as an other event.

8.01 Other Events · 9.01 Financial Statements and Exhibits

• Core income for Q2 2026 was $2.160 billion, or $10.04 per diluted share, up from $1.504 billion, or $6.51 per diluted share, in the prior year quarter.
• Net written premiums for Q2 2026 were $11.529 billion, comparable to the prior year quarter; excluding the divested Canadian operations, net written premiums increased 2%.
• Net investment income increased 14% to $883 million after-tax in Q2 2026.
• The company returned $1.577 billion to shareholders in Q2 2026, including $1.311 billion of share repurchases.

2.02 Results of Operations and Financial Condition · 9.01 Financial Statements and Exhibits

• On May 20, 2026, Travelers held its annual meeting of shareholders.
• Shareholders approved an amendment to the 2023 Stock Incentive Plan, increasing authorized shares by 5,000,000.
• Shareholders ratified the appointment of the independent registered public accounting firm with 176,385,126 votes for.
• The non-binding executive compensation proposal passed, while two shareholder proposals (climate report and independent chairman) were rejected.

5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements · 5.07 Submission of Matters to a Vote of Security Holders · 9.01 Financial Statements and Exhibits

• The new credit agreement replaced and terminated the company's previous $1.0 billion five-year revolving credit facility.
• Citibank, N.A. serves as administrative agent; joint lead arrangers and bookrunners are Citibank, BofA Securities, and JPMorgan Chase Bank.
• The facility matures on May 15, 2031, with an option to increase commitments up to $1.8 billion, subject to lender consent.
• The credit agreement includes a financial covenant requiring consolidated net worth minus goodwill and intangibles of at least $17.8 billion.
• Borrowings may be used for general corporate purposes; interest rates are based on base rate or SOFR plus a margin, with facility fees varying by debt ratings.

8.01 Other Events · 9.01 Financial Statements and Exhibits

• Consolidated combined ratio improved to 88.6% from 102.5%, with underlying combined ratio at 85.3%.
• Catastrophe losses were $761 million pre-tax, down from $2.266 billion pre-tax in the prior year quarter.
• Net written premiums totaled $10.338 billion, down 2% year-over-year, partly due to the divestiture of Canadian operations.
• Board declared a 14% increase in the regular quarterly dividend to $1.25 per share, payable June 30, 2026.

2.02 Results of Operations and Financial Condition · 9.01 Financial Statements and Exhibits

• On February 13, 2026, Rafael Santana notified Travelers that he will not stand for re-election to the Board of Directors at the 2026 Annual Meeting of Shareholders.
• He will serve out the remainder of his term, which ends at the 2026 Annual Meeting of Shareholders.
• In his letter, Santana cited increased demands at Wabtec, where he is President and CEO, as the reason for not seeking re-election.
• The Company expressed gratitude for Santana's years of service on the Board.

5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements · 7.01 Regulation FD Disclosure · 9.01 Financial Statements and Exhibits

• On February 3, 2026, Laurie J. Thomsen notified The Travelers Companies, Inc. that she will not stand for re-election to the Board of Directors.
• Ms. Thomsen will serve out the remainder of her term, ending at the 2026 Annual Meeting of Shareholders.
• The Company expressed gratitude for her years of service on the Board.

5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements