ACIC

American Coastal Insurance Corporation

A Florida-based holding company that writes property insurance for condominium associations, homeowners' associations, apartments, and assisted-living facilities — it is the largest voluntary-market writer of commercial residential property insurance in the state. Its roots trace to a company founded in 1999 that long traded as United Insurance Holdings, rebranding to American Coastal in 2023 to match its core "AmCoastal" business. A fun twist: the name change came months after one of its old personal-lines subsidiaries was declared insolvent, letting the holding company move forward under its surviving specialty carrier.