91680MAB3

Upstart Holdings, Inc.

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A company using artificial intelligence to power consumer lending, Upstart builds software that banks and credit unions use to approve personal loans, auto financing, and home equity lines of credit. Founded in 2012 by three former Google employees, it was named after the old word for someone who rises from a humble start—fitting, since its AI looks at a borrower's education and career potential rather than just a credit score. The trio's original idea was an income-share agreement, where people raised money by promising a slice of future earnings, before the firm pivoted to lending.

CONVERTIBLEUnderlying: UPSTCUSIP: 91680MAB3TechnologyUS1 derivative reporter

0.25% Convertible Senior Notes due 2026

Ownership Activity Financials Filings

91680MAB3

91680MAB3

Results of Operations and Financial Condition

Submission of Matters to a Vote of Security Holders

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements

Results of Operations and Financial Condition

Other Events

Other Events

Results of Operations and Financial Condition

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements