Interest Rate Risk The Company’s outstanding debt under its Revolving Credit Facility was $467.6 million at June 30, 2026. Interest on borrowings under this facility is based on the greater of 4.5% or one month SOFR plus 0.10% and an applicable margin of 3.5%. Based on the outstanding balance under the Company's Revolving Credit Facility at June 30, 2026, a change of 1.0% in the interest rate would cause a change in interest expense of approximately $4.7 million on an annual basis. The Company’s outstanding debt under its Warehouse Facility was $105.2 million at June 30, 2026. Interest on borrowings under this facility is based on one-month SOFR plus 0.11448% and an applicable margin of 3.00%. Based on the outstanding balance under the Company's Warehouse Facility at June 30, 2026, a change of 1.0% in the interest rate would cause a change in interest expense of approximately $1.1 million on an annual basis.