BOKF

• Net income was $176.5 million, or $2.92 per diluted share, for Q2 2026, compared to $155.8 million, or $2.58 per diluted share, in the prior quarter.
• Net interest income rose $9.3 million to $351.8 million; net interest margin was 2.91%, up from 2.90%.
• Period-end loans increased $896 million to $27.1 billion, with broad-based growth; deposits increased $1.2 billion to $39.9 billion.
• Fees and commissions revenue decreased $7.8 million to $202.0 million, while operating expense increased $7.5 million to $361.7 million.

2.02 Results of Operations and Financial Condition · 7.01 Regulation FD Disclosure · 9.01 Financial Statements and Exhibits

• The presentation reports Q1 2026 net income of $155.8 million, or $2.58 per diluted share, compared to $177.3 million ($2.89 per share) in Q4 2025 and $119.8 million ($1.86 per share) in Q1 2025.
• Period-end loans grew 2.1% sequentially to $26.2 billion, and 10.5% year-over-year; net charge-offs were 3 basis points of average loans (annualized).
• Assets under management or administration totaled $123.6 billion as of March 31, 2026, down $3.0 billion from the prior quarter due to lower market valuations and seasonal distributions.
• The presentation is available on the company's website and is furnished, not filed, for SEC purposes.

7.01 Regulation FD Disclosure · 9.01 Financial Statements and Exhibits

• BOK Financial Corporation held its annual shareholder meeting on May 5, 2026, and reported results in an 8-K filed May 7, 2026.
• Shareholders ratified Ernst & Young LLP as independent auditor for fiscal year ending December 31, 2026, with 57,510,776 votes for, 477,573 against, and 14,518 abstentions.
• The advisory vote on named executive officer compensation passed with 54,864,505 votes for, 339,765 against, and 197,745 abstentions.
• The report was filed under Item 5.07 (Submission of Matters to a Vote of Security Holders) and Item 9.01 (Financial Statements and Exhibits).

5.07 Submission of Matters to a Vote of Security Holders · 9.01 Financial Statements and Exhibits

• Net income was $155.8 million, or $2.58 per diluted share, for the three months ended March 31, 2026, compared to $177.3 million, or $2.89 per diluted share, in the prior quarter.
• Fees and commissions revenue was $209.8 million, a decrease of $5.1 million, led by lower investment banking revenue.
• Period-end loans grew $536 million to $26.2 billion, while period-end deposits decreased $758 million to $38.7 billion.
• Nonperforming assets declined to $60 million, or 0.23% of loans, from $75 million, or 0.29%, at December 31, 2025.

2.02 Results of Operations and Financial Condition · 7.01 Regulation FD Disclosure · 9.01 Financial Statements and Exhibits

• Scott Andrews has been promoted to Executive Vice President – Specialized Industries Banking, effective December 1, 2026.
• Andrews will lead specialized business lines including commercial real estate, energy, healthcare, dealer financial services, loan syndications, and TransFund.
• Andrews previously served as executive director of healthcare banking since 2022 and COO of the Commercial Division since 2017.
• The promotion was announced in a press release dated March 31, 2026, filed as Exhibit 99.1 to the 8-K.

8.01 Other Events · 9.01 Financial Statements and Exhibits

• The company plans to name his replacement in the second quarter of 2026, with a press release indicating a successor is expected in early April.
• Director Chet Cadieux has decided not to stand for re-election to the Board of Directors at the 2026 annual meeting of shareholders.
• A press release dated February 19, 2026, titled 'BOK Financial Announces Retirement of Brad Vincent' was attached as Exhibit 99.1.
• The report was filed on February 19, 2026, with the event date of February 16, 2026.

5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements · 9.01 Financial Statements and Exhibits

• Q4 2025 net income was $177.3 million, or $2.89 per diluted share, a record high.
• Excluding a gain on sale of a merchant banking investment and FDIC special assessment benefit, Q4 net income would have been $152.1 million, or $2.48 per diluted share.
• Period-end loans grew $786 million (3.2%) to $25.7 billion, with strong growth in the Commercial portfolio.
• Non-performing assets (excluding U.S. government-guaranteed loans) were $66 million, or 0.26% of loans, and net charge-offs were $1.4 million in Q4.

7.01 Regulation FD Disclosure · 9.01 Financial Statements and Exhibits

• The dividend is payable on or about March 5, 2026, to shareholders of record as of February 19, 2026.
• The disclosure was made under Item 7.01 (Regulation FD Disclosure) and included an exhibit of interactive data files.
• The report was signed by Martin E. Grunst, Executive Vice President and Chief Financial Officer.

7.01 Regulation FD Disclosure · 9.01 Financial Statements and Exhibits