CRMT

America'S Car-Mart, Inc.

A used-car retailer running dozens of dealerships across the South-Central United States. Through its single "Integrated Auto Sales and Finance" segment, it sells older, typically 5-12 year old vehicles and provides its own in-house financing to customers with limited credit histories—so the same dealer sells the car and collects the payments over time. It also offers an Accident Protection Plan alongside its Colonial Auto Finance arm.