Consumer Portfolio Services, Inc.
An American auto-loan company that buys car loans from dealerships and collects the monthly payments, serving buyers whose credit makes traditional bank financing hard. Founded in 1991 by former investment banker Charles Bradley Jr., Consumer Portfolio Services grew from his realization that drivers with credit blemishes had few options — many were stuck paying cash for older, less reliable cars. Today it partners with franchised and independent dealers across the country to finance newer vehicles.