A Southeast regional bank holding company whose subsidiary, Ameris Bank, runs full-service community banking from dozens of offices across Georgia, Alabama, Florida, North Carolina, and South Carolina, lending mainly to commercial real estate, residential mortgages, and local businesses. It traces back to the American Banking Company, opened in 1971 as a single office in Moultrie, Georgia; after years as "ABC Bancorp," it rebranded as Ameris in 2005, a name meant to echo "America."
Ameris Bancorp reports Q2 2026 net income of $51.4M, or $0.77 per diluted share.
Adjusted net income for Q2 2026 was $107.3 million, or $1.60 per diluted share, excluding a litigation accrual and gain on sale of securities.
Show detailsHide details
Net income for Q2 2026 was $51.4 million, or $0.77 per diluted share, compared with $109.8 million, or $1.60 per diluted share, in Q2 2025.
Net interest margin (TE) was stable at 3.88% for Q2 2026, unchanged from Q1 2026 and up 11 basis points from Q2 2025.
Noninterest expense increased $85.6 million to $242.7 million in Q2 2026, driven by a $82.5 million litigation accrual related to a California jury verdict.
Tangible book value per share grew to $45.10 at June 30, 2026, and the company repurchased 226,600 shares for $19.0 million during the quarter.
2.02 Results of Operations and Financial Condition · 7.01 Regulation FD Disclosure · 9.01 Financial Statements and Exhibits
Ameris Bancorp amends and restates bylaws, adding exclusive forum provisions.
On June 18, 2026, the Board of Directors of Ameris Bancorp approved an amendment and restatement of the company's Bylaws, effective immediately.
Show detailsHide details
The Amended and Restated Bylaws designate the Georgia State-wide Business Court as the exclusive forum for certain legal claims.
The bylaws also designate the federal district courts of the United States as the exclusive forum for all claims arising under the Securities Act of 1933.
The full text of the Amended and Restated Bylaws is filed as Exhibit 3.1 to the Form 8-K.
The report was filed under Item 5.03 because it relates to amendments to the company's bylaws.
5.03 Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year · 9.01 Financial Statements and Exhibits
Jury awards $79.4M against Ameris Bank in ex-executive's wrongful termination suit.
On June 12, 2026, a jury in the Central District of California found Ameris Bank liable to Patrick Byrne on all counts, awarding $16.525 million in economic and non-economic damages plus statutory penalties and approximately $62.9 million in punitive damages.
Show detailsHide details
Patrick Byrne, former CEO of Ameris Bank's equipment finance division (employed December 2021 through June 2024), alleged wrongful termination, whistleblower violations, unpaid wages, and breach of contract.
Ameris Bancorp disagrees with the verdict, intends to appeal, and is evaluating whether an accrual is required for financial reporting; the outcome could materially affect results, financial condition, and liquidity.
The trial began June 1, 2026, and the verdict was returned on June 12, 2026.
The report was filed under Item 8.01 (Other Events) to disclose the material litigation development.
Ameris Bancorp shareholders elect 10 directors and approve KPMG and executive compensation at 2026 annual meeting
Ameris Bancorp held its Annual Meeting of Shareholders on May 21, 2026, with 60,341,934 shares present, representing 88.38% of outstanding shares.
Show detailsHide details
Shareholders elected 10 directors to serve until the 2027 annual meeting; all nominees received majority support, with William H. Stern receiving the lowest 'for' votes at 50,067,725.
The appointment of KPMG LLP as independent auditor for fiscal year 2026 was ratified with 60,277,906 votes for, 45,689 against, and 18,339 abstentions.
The advisory vote on named executive officer compensation passed with 55,662,993 votes for, 898,391 against, and 121,588 abstentions.
The report was filed under Item 5.07 to disclose the voting results of these shareholder proposals.
5.07 Submission of Matters to a Vote of Security Holders
Ameris Bancorp reports Q3 2025 net income of $106.0 million, or $1.54 per diluted share.
Net interest margin (TE) expanded to 3.80% in Q3 2025, up 3 basis points from Q2 2025 and 29 basis points from Q3 2024.
Show detailsHide details
Net income for Q3 2025 was $106.0 million, or $1.54 per diluted share, up from $99.2 million, or $1.44 per diluted share, in Q3 2024.
Tangible book value per share grew to $42.90 at September 30, 2025, up $1.58 per share (15.2% annualized) during the quarter.
The board authorized a new $200 million share repurchase program through October 31, 2026.
The company redeemed its 5.875% subordinated notes due 2030 in full on September 1, 2025, and its 3.875% subordinated notes due 2030 on October 1, 2025.
2.02 Results of Operations and Financial Condition · 7.01 Regulation FD Disclosure · 9.01 Financial Statements and Exhibits