Original filing text · Part II

Item 1A — Risk Factors

Citizens, Inc. · 10-Q · Q2 FY2026 · Period ended Jun 30, 2026

This is the extracted source text from the SEC filing. Formatting may differ from the original document.

Part I, Item 1A. Risk Factors of our 2025 Form 10-K includes a discussion of our risk factors. There have been no material changes in the three months ended June 30, 2026 from the risk factors included in our 2025 Form 10-K.