Introduction Our Management’s Discussion and Analysis of Financial Condition and Results of Operations (MD&A) is intended to convey management’s perspective regarding operational and financial performance for the three and six months ended June 30, 2026. This MD&A should be read in conjunction with the unaudited Condensed Consolidated Financial Statements and related notes appearing in Part I, Item 1. "Financial Statements” of this Quarterly Report. The following discussion contains trend information and forward-looking statements. Actual results could differ materially from those discussed in these forward-looking statements, as well as from our historical performance, due to various factors, including, but not limited to, those discussed in this Quarterly Report, particularly "Forward-Looking Statements," and Item 1A. "Risk Factors" in this Quarterly Report and the Company's 2025 Form 10-K and in our other filings with the SEC. Our operating results depend upon economic cycles, seasonal and other weather‐related conditions, and trends in government funding initiatives, among other factors. Accordingly, financial results for any financial period presented, or period-to-period comparisons of reported results, may not be indicative of future operating results. Overview CRH is the leading provider of building materials critical to modernizing infrastructure. Our unmatched scale, connected portfolio, and deep local relationships make us the partner of choice for transportation, water and reindustrialization projects, shaping communities for a better tomorrow. CRH’s connected portfolio supplies building materials across the construction value chain, better serving our customers’ needs and driving repeat business while making construction simpler, safer and more sustainable. This customer-centric approach combines our unique entrepreneurial culture, leading performance and local market knowledge with our value-added building products and services to be a valuable partner for customers across our end-markets. The Company has a proven track record of growing and creating value through acquisition with over 1,250 deals completed in our history. We acquire businesses at attractive valuations and create value by connecting them with our existing operations and generating synergies. The Company takes an active approach to portfolio management and continuously reviews the competitive landscape for attractive investment and divestiture opportunities to deliver further growth and value creation for shareholders. Operating in 25 countries across North America, Europe and Australia, CRH’s leading positions of scale serve transportation and critical infrastructure, reindustrialization projects, and commercial and residential construction activity. Seasonality Activity in the construction industry is dependent to a considerable extent on the seasonal impact of weather on the Company’s operating locations, with periods of higher activity in some markets during spring, summer and autumn which may reduce significantly in winter due to inclement conditions or generally as a result of extreme weather events. In addition to impacting demand for our products and services, adverse weather can negatively impact the production processes for a variety of reasons. For example, workers may not be able to work outdoors in sustained high temperatures and heavy rainfall and/or other unfavorable weather conditions. Therefore, our financial results for any particular quarter may not necessarily be indicative of our financial results for the full year or any future interim period. Financial performance highlights Three months ended June 30, 2026 CRH delivered a strong second quarter performance, resulting in the following performance highlights (comparisons are versus the prior year's second quarter): •Total revenues increased 6% to $10.8 billion; •Net income was $1.5 billion compared with $1.3 billion, an increase of $0.2 billion or 13%. Adjusted EBITDA*1was $2.6 billion, an increase of $0.2 billion, or 7%; •Net income margin was 14.0% compared with 13.1%, an increase of 90bps. Adjusted EBITDA margin* was 24.4%, an increase of 30bps on the prior year's second quarter Adjusted EBITDA margin* of 24.1%; and •Diluted Earnings Per Share (EPS) was $2.21 compared to $1.94. Six months ended June 30, 2026 CRH delivered a strong performance in the six months ended June 30, 2026, resulting in the following performance highlights (comparisons are versus the prior year's first six months): •Total revenues increased 7% to $18.1 billion; •Net income was $1.3 billion compared with $1.2 billion, an increase of $0.1 billion or 8%. Adjusted EBITDA*2was $3.2 billion, an increase of $0.3 billion, or 9%; •Net income margin was 7.3%, in line with the prior year's first six months. Adjusted EBITDA margin* was 17.7%, an increase of 30bps on the prior year's first six months Adjusted EBITDA margin* of 17.4%; and •Diluted EPS was $1.93 compared to $1.78. Diluted EPS pre-impairment* was $2.01 compared to $1.78. *Represents a non-GAAP financial measure. See the discussion within 'Non-GAAP Reconciliation and Supplementary Information' on pages 31 to 33.1 2 26 CRH FORM 10-Q Capital allocation highlights Six months ended June 30, 2026 •Cash returned to shareholders through share buybacks was $0.6 billion for the six months ended June 30, 2026, in line with the comparable period in 2025. On July 28, 2026, the latest tranche of the share buyback program was completed, bringing year-to-date repurchases to $0.7 billion. As announced on June 22, 2026, in connection with the agreement to acquire Arcosa, CRH has not initiated a new tranche of its share buyback program; •The first 2026 quarterly dividend of $0.39 per share was declared in February 2026, a second quarterly dividend of $0.39 per share was declared in April 2026, and a third quarterly dividend of $0.39 per share was announced on July 30, 2026, representing an annualized increase of 5% on the prior year; •A total of 16 acquisitions were completed for a total consideration of $1.2 billion, compared with $0.7 billion in the first six months of the prior year. Subsequent to the period end, a further acquisition was completed in July for a consideration of $0.2 billion, bringing the year-to-date total consideration to $1.4 billion; and •$1.2 billion was invested in the six months ended June 30, 2026, in growth and maintenance capital expenditure projects, compared with the $1.3 billion invested in the comparable period in 2025. Development Review In the three months ended June 30, 2026, CRH completed 11 value-accretive acquisitions for total consideration of $1.1 billion, compared with $0.1 billion in the same period in 2025. Americas Materials Solutions completed five acquisitions, Americas Building Solutions completed two acquisitions and International Solutions completed four acquisitions. For the six months ended June 30, 2026, CRH completed 16 acquisitions for a total consideration of $1.2 billion, compared to $0.7 billion in the first six months of the prior year. The largest acquisition, which completed on May 29, 2026, was the acquisition of Axius Water for a total consideration of $0.7 billion. Axius is a leading provider of specialized water quality solutions in North America. On June 22, 2026, the Company announced a definitive agreement to acquire Arcosa, a leading U.S. provider of infrastructure-related materials, products and solutions, headquartered in Dallas, Texas, in an all-cash transaction for $150 per share reflecting a total enterprise value of approximately $8.5 billion. Arcosa is highly complementary to CRH, advancing the Company’s connected portfolio strategy. The transaction reinforces CRH’s position as the leader in U.S. aggregates, expands our capabilities in U.S. energy infrastructure, and increases exposure to some of the fastest-growing Metropolitan Statistical Areas in the U.S. The acquisition is expected to close in Q1 2027 subject to approval of Arcosa’s stockholders, regulatory approvals, and other customary closing conditions. With respect to divestitures, in the three months ended June 30, 2026, cash proceeds from divestitures and disposals of long-lived assets were $1.7 billion, net of disposal costs and deferred proceeds, compared with $31 million in the same period in 2025. For the six months ended June 30, 2026, CRH realized cash proceeds from divestitures and disposals of long-lived assets of $1.8 billion, net of disposal costs and deferred proceeds, compared with $0.1 billion in the same period of the prior year. These primarily comprised the divestiture of three non-core businesses: CRH's construction accessories operations for $0.7 billion, lawn and garden operations for $1.1 billion, and MoistureShield, a manufacturer of composite decking for $0.1 billion. Outlook We expect favorable underlying demand across our key end-markets, underpinned by significant public investment in infrastructure and continued reindustrialization activity. Within the residential sector we anticipate resilient repair and remodel activity, while the new-build segment is expected to remain subdued. Assuming normal seasonal weather patterns and absent any further major dislocations in the geopolitical or macroeconomic environment, CRH's superior strategy, connected portfolio and leading positions of scale in attractive high-growth markets, together with our strong and flexible balance sheet, are expected to underpin another year of growth and value creation in 2026. Results of Operations Revenues are derived from a range of products and services across three segments. The Americas Materials Solutions segment utilizes an extensive network of reserve-backed quarry locations to produce and supply a range of materials including aggregates, cementitious materials, readymixed concrete and asphalt, as well as providing paving and construction services. The Americas Building Solutions segment manufactures, supplies and delivers high-quality building products. The International Solutions segment integrates building materials, products and services for the construction and renovation of transportation infrastructure, critical utility networks, commercial and residential buildings, and outdoor living spaces. The table below summarizes CRH’s unaudited Condensed Consolidated Statements of Income for the periods indicated.3 3 27 CRH FORM 10-Q Condensed Consolidated Statements of Income (Unaudited) (in $ millions, except per share data) Three months ended Six months ended June 30 June 30 2026 2025 2026 2025 Total revenues 10,777 10,206 18,147 16,962 Total cost of revenues (6,483) (6,180) (11,808) (11,099) Gross profit 4,294 4,026 6,339 5,863 Selling, general and administrative expenses (2,267) (2,120) (4,324) (3,953) Gain on disposal of long-lived assets 52 29 74 43 Loss on impairments — — (48) — Operating income 2,079 1,935 2,041 1,953 Interest income 22 30 43 67 Interest expense (220) (200) (423) (381) Other nonoperating income (expense), net 282 (9) 278 (29) Income from operations before income tax expense and income from equity method investments 2,163 1,756 1,939 1,610 Income tax expense (661) (425) (606) (367) Income (loss) from equity method investments 9 1 (2) (9) Net income 1,511 1,332 1,331 1,234 Net (income) attributable to redeemable noncontrolling interests (10) (8) (10) (8) Net (income) attributable to noncontrolling interests (15) (5) (11) (1) Net income attributable to CRH 1,486 1,319 1,310 1,225 Earnings per share attributable to CRH $2.21 $1.94 $1.93 $1.78 Diluted earnings per share attributable to CRH - pre-impairment* $2.21 $1.94 $2.01 $1.78 Adjusted EBITDA* 2,627 2,463 3,213 2,958 Total revenues4 Total revenues were $10.8 billion for the three months ended June 30, 2026, an increase of $0.6 billion, or 6%, from the second quarter of 2025, driven by positive pricing momentum, good underlying demand, and contributions from acquisitions. Total revenues were $18.1 billion for the six months ended June 30, 2026, an increase of $1.2 billion, or 7%, from the first six months of 2025, driven by positive underlying demand, disciplined commercial execution, and contributions from acquisitions. For additional discussion on segment revenues, see “Segments” section on pages 29 to 31. Gross profit Gross profit for the three months ended June 30, 2026, was $4.3 billion, an increase of $0.3 billion, or 7% from the second quarter of 2025. The gross profit margin of 39.8% increased 40bps from 39.4% in the second quarter of the prior year. The increase in Total cost of revenues was primarily driven by a 16% increase in energy costs, driven by higher activity levels, cost inflation and acquisitions, a 4% increase in labor costs, attributable to higher headcount from acquisitions and inflationary pressures, and an 8% increase in depreciation and amortization charges, reflecting the impact of acquisitions, while other costs were 4% ahead of the second quarter of the prior year. Gross profit for the first six months ended June 30, 2026, was $6.3 billion, an increase of $0.5 billion, or 8% from the same period of 2025. The gross profit margin of 34.9% increased 30bps from 34.6% in the first six months of the prior year. The increase in Total cost of revenues was primarily driven by a 15% higher depreciation and amortization charge, reflecting the impact of acquisitions, as well as a 5% increase in labor costs, attributable to higher headcount from acquisitions and wage inflation. Energy costs also increased by 12% driven by higher activity levels, cost inflation and acquisitions, while other costs were 5% ahead of the first six months of the prior year. Selling, general and administrative expenses Selling, general and administrative expenses, which are primarily comprised of haulage costs, labor costs, and other selling and administrative expenses were $2.3 billion for the three months ended June 30, 2026, an increase of $0.1 billion, or 7%, from the comparable 2025 period. The increase was primarily driven by a 21% increase in haulage expenses resulting from acquisitions, higher activity levels and fuel price inflation, as well as a 3% increase in labor costs reflecting higher headcount from acquisitions and wage inflation. Selling, general and administrative expenses, were $4.3 billion for the six months ended June 30, 2026, an increase of $0.4 billion, or 9%, from the comparable 2025 period. The increase was primarily driven by an 18% increase in haulage expenses resulting from acquisitions, higher activity levels and fuel price inflation, as well as a 7% increase in labor costs reflecting higher headcount from acquisitions and wage inflation. Gain on disposal of long-lived assets Gain on disposal of long-lived assets was $52 million for the three months ended June 30, 2026, an increase of $23 million compared with the same period in 2025, and $74 million for the six months ended June 30, 2026, an increase of $31 million compared with the same period in 2025. Interest income Interest income was $22 million for the three months ended June 30, 2026, a reduction of $8 million from the comparable period in 2025, and $43 million for the six months ended June 30, 2026, a reduction of $24 million from the comparable period in 2025, primarily due to lower interest rates and cash on deposit. 4*Represents a non-GAAP financial measure. See the discussion within 'Non-GAAP Reconciliation and Supplementary Information' on pages 31 to 33. 28 CRH FORM 10-Q Interest expense Interest expense was $220 million for the three months ended June 30, 2026, an increase of $20 million compared with the same period in 2025, and $423 million for the six months ended June 30, an increase of $42 million from the comparable period in 2025. The increase was primarily due to higher gross debt balances. Other nonoperating income (expense), net For the three months ended June 30, 2026, Other nonoperating income (expense), net, was an income of $282 million, primarily related to the gain on divestiture of the lawn and garden operations within Americas Building Solutions, compared with an expense of $9 million in the comparable period for 2025. Other nonoperating income (expense), net, includes pension and postretirement benefit costs (excluding service costs), gains and losses from divestitures, and other miscellaneous income and expenses. For the six months ended June 30, 2026, Other nonoperating income (expense), net, was an income of $278 million, primarily related to the gain on divestiture of the lawn and garden operations within Americas Building Solutions, compared with an expense of $29 million in the comparable period for 2025. Income tax expense For the three months ended June 30, 2026, the Company had an Income tax expense of $661 million, compared to $425 million for the comparable period in 2025. The effective tax rate was 31% for the second quarter of 2026 compared with an effective tax rate of 24% for the second quarter of 2025. The increase in the effective tax rate is mainly driven by the divestiture of the lawn and garden and construction accessories operations in the period. For the six months ended June 30, 2026, the Company had an Income tax expense of $606 million, compared to $367 million for the comparable period in 2025. The effective tax rate was 31% for the first six months of 2026 compared with an effective tax rate of 23% for the first six months of 2025. The increase in the effective tax rate is also mainly driven by the divestiture of the lawn and garden and construction accessories operations in the period. Income (loss) from equity method investments For the three months ended June 30, 2026, an income of $9 million was recorded in equity method investments, an increase of $8 million from the comparable period of 2025, and a loss of $2 million was recorded in equity method investments for the first six months of 2026, compared with a loss of $9 million for the first six months of 2025. Segments CRH is organized through three reportable segments across two Divisions. CRH’s Americas Division comprises two segments: Americas Materials Solutions and Americas Building Solutions; and CRH’s International Division comprises the other segment. Within CRH’s segments, revenue is disaggregated by principal activities and products. Business lines are reviewed and evaluated as follows: (1) Essential Materials, (2) Road Solutions, (3) Building & Infrastructure Solutions, and (4) Outdoor Living Solutions. The Essential Materials businesses manufacture and supply aggregates and cementitious materials for use in a range of construction and industrial applications. Road Solutions support the manufacturing, installation and maintenance of public highway infrastructure projects and commercial infrastructure. Building & Infrastructure Solutions connect and protect critical water, energy and data infrastructure and deliver complex commercial building projects. Outdoor Living Solutions integrate specialized materials, products and design features to enhance the quality of private and public spaces. The Company’s measure of segment profit is Adjusted EBITDA, which is defined as earnings from continuing operations before interest, taxes, depreciation, depletion, amortization, Loss on impairments, gain/loss on divestitures and investments, Income/loss from equity method investments, substantial acquisition-related costs and pension expense/income excluding current service cost component. Americas Materials Solutions Three months ended June 30, 2026 Analysis of Change in $ millions Three months ended June 30, 2025 Currency Acquisitions Divestitures Organic Three months ended June 30, 2026 % change Total revenues 4,509 – +312 (34) +170 4,957 +10% Adjusted EBITDA 1,241 – +69 +2 +72 1,384 +12% Adjusted EBITDA margin 27.5% 27.9% Americas Materials Solutions' Total revenues were 10% ahead of the second quarter of 2025, driven by positive pricing momentum and contributions from acquisitions. In Essential Materials, Total revenues increased by 20%, reflecting positive pricing momentum in aggregates and contributions from acquisitions, mainly the 2025 acquisition of Eco Material Technologies. Aggregates volumes increased by 2%, while cement volumes declined by 2% impacted by adverse weather in certain markets and subdued residential demand. Aggregates prices increased by 5%, while cement prices were 1% behind the comparable period in 2025 reflecting adverse geographic mix-effects. In Road Solutions, Total revenues were 6% ahead of the prior year, driven by good underlying demand, disciplined commercial execution and contributions from acquisitions. Asphalt volumes increased by 3%, while pricing increased by 6%. Readymixed concrete volumes were in line with the prior year, while pricing was up 2%. Paving and construction revenues increased by 5%, supported by project execution, backlog conversion, and contributions from acquisitions. Adjusted EBITDA for Americas Materials Solutions was 12% ahead of the prior year, supported by positive pricing momentum, disciplined cost management and contributions from acquisitions. Adjusted EBITDA margin was 40bps ahead of the second quarter of 2025. 29 CRH FORM 10-Q Americas Materials Solutions Six months ended June 30, 2026 Analysis of Change in $ millions Six months ended June 30, 2025 Currency Acquisitions Divestitures Organic Six months ended June 30, 2026 % change Total revenues 6,752 +6 +581 (39) +381 7,681 +14% Adjusted EBITDA 1,300 (1) +104 +7 +77 1,487 +14% Adjusted EBITDA margin 19.3% 19.4% Americas Materials Solutions' Total revenues were 14% ahead of the first six months of 2025, driven by favorable underlying demand, positive pricing momentum and contributions from acquisitions. In Essential Materials, Total revenues increased by 24%, reflecting good underlying demand, positive pricing momentum in aggregates and contributions from acquisitions. Aggregates volumes increased by 6% year-over-year, while pricing increased by 3% reflecting strong commercial execution but also geographic and project mix-effects. Cement volumes were 3% ahead of the prior year, while pricing was 1% behind. In Road Solutions, Total revenues were 9% ahead of the prior year, driven by robust project activity. Asphalt volumes increased by 5%, while pricing increased by 5%. Readymixed concrete volumes increased by 4%, with pricing up 3% over the same period. Paving and construction revenues increased by 8%, supported by strong project execution, backlog conversion, and contributions from acquisitions. Adjusted EBITDA for Americas Materials Solutions was 14% ahead of the prior year, driven by strong underlying demand, positive pricing, disciplined cost management, and contributions from acquisitions. Adjusted EBITDA margin was 10bps ahead of the first six months of 2025. Americas Building Solutions Three months ended June 30, 2026 Analysis of Change in $ millions Three months ended June 30, 2025 Currency Acquisitions Divestitures Organic Three months ended June 30, 2026 % change Total revenues 2,159 – +5 (192) +145 2,117 (2%) Adjusted EBITDA 501 – +20 (37) (22) 462 (8%) Adjusted EBITDA margin 23.2% 21.8% Americas Building Solutions' Total revenues were 2% behind the second quarter of 2025, as strong data center and utility infrastructure demand was offset by the impact of divestitures. In Building & Infrastructure Solutions, Total revenues were 10% ahead of the second quarter of 2025, driven by strong performance in the energy and data infrastructure markets. In Outdoor Living Solutions, Total revenues were 7% behind the prior year period, reflecting the impact of divestitures and subdued residential demand. Americas Building Solutions' Adjusted EBITDA was 8% behind the second quarter of 2025, reflecting the impact of divestitures, cost inflation and subdued residential demand, partly offset by strong demand in our utility infrastructure markets and ongoing performance improvement initiatives. Adjusted EBITDA margin was 140bps behind the second quarter of 2025. Americas Building Solutions Six months ended June 30, 2026 Analysis of Change in $ millions Six months ended June 30, 2025 Currency Acquisitions Divestitures Organic Six months ended June 30, 2026 % change Total revenues 3,841 +3 +23 (192) +110 3,785 (1%) Adjusted EBITDA 788 – +22 (37) (24) 749 (5%) Adjusted EBITDA margin 20.5% 19.8% Americas Building Solutions' Total revenues were 1% behind the first six months of 2025 as strong data center and utility infrastructure demand was offset by the impact of divestitures. In Building & Infrastructure Solutions, Total revenues were 7% ahead of prior year, driven by strong performance in the energy and data infrastructure businesses. In Outdoor Living Solutions, Total revenues were 6% behind prior year, reflecting the impact of divestitures, subdued residential demand and adverse weather conditions earlier in the year. Americas Building Solutions' Adjusted EBITDA was 5% behind the prior year period, reflecting higher freight and input costs together with subdued residential demand. These impacts were partly offset by growth in our utility infrastructure markets and ongoing performance improvement initiatives. Adjusted EBITDA margin was 70bps behind the first six months of 2025. 30 CRH FORM 10-Q International Solutions Three months ended June 30, 2026 Analysis of Change in $ millions Three months ended June 30, 2025 Currency Acquisitions Divestitures Organic Three months ended June 30, 2026 % change Total revenues 3,538 +89 +226 (203) +53 3,703 +5% Adjusted EBITDA 721 +14 +40 (19) +25 781 +8% Adjusted EBITDA margin 20.4% 21.1% International Solutions' Total revenues were 5% ahead of the second quarter of 2025 as positive pricing momentum, increased activity levels in certain markets, and contributions from acquisitions more than offset the impact of divestitures. In Essential Materials, Total revenues were 15% ahead of the comparable period in 2025. Aggregates and cement volumes were 10% and 6% ahead of the prior year period, respectively, with increased activity in certain markets, further supported by acquisitions. Aggregates and cement pricing were 2% and 4% ahead of the prior year period, respectively. In Road Solutions, Total revenues were 3% behind the comparable period in 2025, impacted by divestitures. Readymixed concrete volumes were 5% ahead of the prior year period, supported by acquisitions, while pricing was 3% ahead. Asphalt volumes were 7% behind the prior year period as a result of lower activity levels in certain markets, while pricing was 20% ahead, benefiting from geographic mix-effects. Within Building & Infrastructure Solutions and Outdoor Living Solutions, Total revenues were 1% behind the comparable period in 2025, reflecting the impact of divestitures. Adjusted EBITDA in International Solutions was 8% ahead of the second quarter of 2025, benefiting from positive pricing momentum, operational excellence initiatives and contributions from acquisitions which more than offset the impact of divestitures and cost inflation. Adjusted EBITDA margin increased by 70bps. International Solutions Six months ended June 30, 2026 Analysis of Change in $ millions Six months ended June 30, 2025 Currency Acquisitions Divestitures Organic Six months ended June 30, 2026 % change Total revenues 6,369 +346 +387 (379) (42) 6,681 +5% Adjusted EBITDA 870 +21 +59 – +27 977 +12% Adjusted EBITDA margin 13.7% 14.6% International Solutions' Total revenues were 5% ahead of the first six months of 2025, primarily driven by continued positive pricing momentum, contributions from acquisitions and currency tailwinds, which more than offset the impact of divestitures and weather-impacted volumes earlier in the year. In Essential Materials, total revenues were 14% ahead of the comparable period in 2025, supported by continued pricing progress, increased activity levels and contributions from acquisitions. Aggregates pricing was 2% ahead and cement pricing 3% ahead of the comparable period in 2025, while aggregates and cement volumes were 9% and 4% ahead of the prior year period, respectively. In Road Solutions, total revenues were 2% behind the comparable period in 2025, impacted by divestitures, with volumes and prices in Readymixed concrete ahead of the prior year period by 4% and 3%, respectively. Asphalt volumes declined 1%, as a result of lower activity levels in certain markets, while pricing was 13% ahead of the prior year period, benefiting from geographic mix-effects. Total revenues in Building & Infrastructure Solutions and Outdoor Living Solutions increased by 1% compared to the prior year period, with currency tailwinds and contributions from acquisitions offsetting the impact of divestitures. Adjusted EBITDA in International Solutions was 12% ahead of the comparable period in 2025, with continued pricing progress, contributions from acquisitions and operational excellence initiatives offsetting the impact of cost inflation. Adjusted EBITDA margin increased by 90bps compared to the prior year period. Non-GAAP Reconciliation and Supplementary Information CRH uses a number of non-GAAP financial measures to monitor financial performance. These measures are referred to throughout the discussion of our reported financial position and operating performance on a continuing operations basis unless otherwise defined and are measures which are regularly reviewed by CRH management. These financial measures may not be uniformly defined by all companies and accordingly may not be directly comparable with similarly titled measures and disclosures by other companies. Certain information presented is derived from amounts calculated in accordance with U.S. GAAP but is not itself an expressly permitted GAAP measure. The non-GAAP financial measures as summarized below should not be viewed in isolation or as an alternative to the most directly comparable GAAP measure. Adjusted EBITDA: Adjusted EBITDA is defined as earnings from continuing operations before interest, taxes, depreciation, depletion, amortization, Loss on impairments, gain/loss on divestitures and investments, Income/loss from equity method investments, substantial acquisition-related costs and pension expense/income excluding current service cost component. It is quoted by management in conjunction with other GAAP and non-GAAP financial measures to aid investors in their analysis of the performance of the Company. Adjusted EBITDA by segment is monitored by management in order to allocate resources between segments and to assess performance. Adjusted EBITDA margin is calculated by expressing Adjusted EBITDA as a percentage of Total revenues. 31 CRH FORM 10-Q Reconciliation to its most directly comparable GAAP measure is presented below: Three months ended Six months ended June 30 June 30 in $ millions 2026 2025 2026 2025 Net income 1,511 1,332 1,331 1,234 (Income) loss from equity method investments (9) (1) 2 9 Income tax expense 661 425 606 367 (Gain) loss on divestitures and investments (i) (266) 16 (260) 42 Pension income excluding current service cost component (i) (13) (5) (18) (9) Other interest, net (i) (3) (2) – (4) Interest income (22) (30) (43) (67) Interest expense 220 200 423 381 Depreciation, depletion, and amortization 548 528 1,124 1,005 Loss on impairments (ii) – – 48 – Adjusted EBITDA 2,627 2,463 3,213 2,958 Total revenues 10,777 10,206 18,147 16,962 Net income margin 14.0% 13.1% 7.3% 7.3% Adjusted EBITDA margin 24.4% 24.1% 17.7% 17.4% (i) (Gain) loss on divestitures and investments, pension income excluding current service cost component and other interest, net have been included in Other nonoperating income (expense), net in the Condensed Consolidated Statements of Income. (ii) For the six months ended June 30, 2026, Loss on impairments totalled $48 million, related to the International Solutions segment. Net Debt: Net Debt is used by management as it gives additional insight into the Company’s current debt position less available cash. Net Debt is provided to enable investors to see the economic effect of gross debt, related hedges and cash and cash equivalents in total. Net Debt is comprised of short and long-term debt, finance lease liabilities, cash and cash equivalents and current and noncurrent derivative financial instruments (net). Reconciliation to the most directly comparable GAAP measure is presented below: June 30 December 31 June 30 in $ millions 2026 2025 2025 Short and long-term debt (17,926) (17,653) (15,813) Cash and cash equivalents 3,025 4,096 2,876 Finance lease liabilities (560) (534) (442) Derivative financial instruments (net) 45 (60) (27) Net Debt (15,416) (14,151) (13,406) Organic Revenue and Organic Adjusted EBITDA: CRH pursues a strategy of growth through acquisitions and investments, with total consideration spend on acquisitions and investments of $1.1 billion in the six months ended June 30, 2026, compared with $0.6 billion for the same period in 2025. Acquisitions completed in 2025 and the first six months of 2026 contributed incremental total revenues of $0.5 billion and Adjusted EBITDA of $0.1 billion for the three months ended June 30, 2026 and total revenues of $1.0 billion and Adjusted EBITDA of $0.2 billion for the six months ended June 30, 2026. Cash proceeds from divestitures and disposals of long-lived assets (including deferred divestiture consideration received) amounted to $1.8 billion for the six months ended June 30, 2026, compared with $0.1 billion for the six months ended June 30, 2025. The Total revenues impact of divestitures was a negative $0.4 billion and the impact at an Adjusted EBITDA level was a negative $54 million for the three months ended June 30, 2026, and for the six months ended June 30, 2026 the Total revenues impact was a negative $0.6 billion and the impact at an Adjusted EBITDA level was a negative $30 million. The U.S. Dollar weakened against most major currencies during the three months ended June 30, 2026, from the comparable period in 2025, resulting in an overall positive currency exchange impact. Because of the impact of acquisitions, divestitures, currency exchange translation and other non-recurring items on reported results each reporting period, CRH uses organic revenue and organic Adjusted EBITDA as additional performance indicators to assess performance of pre-existing (also referred to as underlying, like-for-like or ongoing) operations each reporting period. Organic revenue and organic Adjusted EBITDA are arrived at by excluding the incremental revenue and Adjusted EBITDA contributions from current and prior year acquisitions and divestitures, the impact of exchange translation, and the impact of any one-off items. In Part I, Item 2. “Management’s Discussion and Analysis of Financial Condition and Results of Operations” section on pages 29 to 31, changes in organic revenue and organic Adjusted EBITDA are presented as additional measures of revenue and Adjusted EBITDA to provide a greater understanding of the performance of the Company. Organic change % is calculated by expressing the organic movement as a percentage of the prior year reporting period (adjusted for currency exchange effects). A reconciliation of the changes in organic revenue and organic Adjusted EBITDA to the changes in Total revenues and Adjusted EBITDA by segment is presented with the discussion within each segment’s performance in tables contained in the segment discussion in Part I, Item 2. “Management’s Discussion and Analysis of Financial Condition and Results of Operations” commencing on page 29. 32 CRH FORM 10-Q Diluted EPS pre‑impairment: Diluted EPS pre‑impairment is a measure of the Company's profitability per Common Share from continuing operations excluding any Loss on impairments (which is non-cash) and the related tax impact of such impairments. It is used by management to evaluate the Company's underlying profit performance and its own past performance. Diluted EPS information presented on a pre‑impairment basis is useful to investors as it provides an insight into the Company's underlying performance and profitability. Diluted EPS pre‑impairment is calculated as Net income (loss) adjusted for (i) Net (income) loss attributable to redeemable noncontrolling interests (ii) Net (income) loss attributable to noncontrolling interests (iii) adjustment of redeemable noncontrolling interests to redemption value and excluding any Loss on impairments (and the related tax impact of such impairments) divided by the diluted weighted average number of Common Shares outstanding for the respective period. Reconciliation to its most directly comparable GAAP measure is presented below: Three months ended Six months ended June 30 June 30 in $ millions, except share and per share data 2026 Per Share - diluted 2025 Per Share - diluted 2026 Per Share - diluted 2025 Per Share - diluted Weighted average common shares outstanding – diluted 668.8 677.7 670.3 679.9 Net income 1,511 $2.26 1,332 $1.97 1,331 $1.99 1,234 $1.81 Net (income) attributable to redeemable noncontrolling interests (10) ($0.02) (8) ($0.01) (10) ($0.02) (8) ($0.01) Net (income) attributable to noncontrolling interests (15) ($0.02) (5) ($0.01) (11) ($0.02) (1) — Adjustment of redeemable noncontrolling interests to redemption value (7) ($0.01) (6) ($0.01) (14) ($0.02) (13) ($0.02) Net income attributable to CRH for EPS 1,479 $2.21 1,313 $1.94 1,296 $1.93 1,212 $1.78 Impairment of property, plant and equipment and intangible assets — — — — 48 $0.08 — — Net loss attributable to CRH for EPS – pre-impairment (i) 1,479 $2.21 1,313 $1.94 1,344 $2.01 1,212 $1.78 (i) Reflective of CRH’s share of impairment of property, plant and equipment and intangible assets ($48 million and $nil million, respectively, for the six months ended June 30, 2026 and June 30, 2025). Liquidity and Capital Resources The Company’s primary source of incremental liquidity is cash flows from operating activities, which combined with the cash and cash equivalents balance, the uncommitted U.S. Dollar and Euro Commercial Paper Programs, and committed credit lines, is expected to be sufficient to meet the Company’s working capital needs, capital expenditure, dividends, share repurchases, upcoming debt maturities, and other liquidity requirements associated with our operations for the foreseeable future. In addition, the Company believes that it will have sufficient ability to fund additional acquisitions via cash flows from internally available cash, cash flows from operating activities and, subject to market conditions, via obtaining additional borrowings and/or issuing additional debt or equity securities. Total short and long-term debt was $17.9 billion as of June 30, 2026, compared with $17.7 billion as of December 31, 2025, and $15.8 billion as of June 30, 2025. In the six months ended June 30, 2026, $0.7 billion, net of repayments, of U.S. Dollar Commercial Paper was issued and $0.2 billion of Euro Commercial Paper was repaid. Net Debt* as of June 30, 2026, was $15.4 billion, compared to $14.2 billion as of December 31, 2025, and $13.4 billion as of June 30, 2025. The increase in Net Debt* compared to December 31, 2025, reflects acquisitions, purchases of property, plant and equipment, as well as cash returns to shareholders through share buybacks and dividends, partially offset by inflows from operating activities and proceeds from divestitures. CRH continued its share buyback program in the first six months of 2026 repurchasing approximately 5.5 million Ordinary Shares for a total consideration of $0.6 billion, compared to 6.9 million Ordinary Shares repurchased for a total consideration of $0.6 billion in the first six months of 2025. As of June 30, 2026, CRH had cash and cash equivalents and restricted cash of $3.1 billion, compared to $4.1 billion as of December 31, 2025, and $2.9 billion as of June 30, 2025. Total lease liabilities were $1.9 billion, compared to $2.1 billion as of December 31, 2025, and $1.8 billion as of June 30, 2025. As of June 30, 2026, the Company had $4.5 billion of undrawn committed facilities available for use for general corporate purposes, which were available until May 2030. As of June 30, 2026, the weighted average maturity of the term debt (net of cash and cash equivalents) was 8.2 years. As of June 30, 2026, the Company had entered into a bridge facility agreement for $5.8 billion the purpose of which was to finance, in part, the consideration payable in connection with the Arcosa Acquisition, the refinancing of certain of Arcosa’s existing debt and related fees and expenses. For additional information, see Note 9 to the Condensed Consolidated Financial Statements. Other than items updated in this Quarterly Report, CRH's financial condition and the nature and composition of the Company’s material cash requirements, which include debt service and related interest payments, operating lease obligations, share repurchase commitments and other purchase obligations arising in the normal course of business, have not materially changed from those disclosed in the Company's 2025 Form 10-K. *Represents a non-GAAP financial measure. See the discussion within 'Non-GAAP Reconciliation and Supplementary Information' on pages 31 to 33.* 33 CRH FORM 10-Q Cash flows Cash flows from operating activities Six months ended June 30 in $ millions 2026 2025 Net cash provided by operating activities 513 719 Net cash provided by operating activities was $0.5 billion for the six months ended June 30, 2026, compared to $0.7 billion in the same period in 2025. The decrease in net cash provided by operating activities was primarily driven by higher working capital outflows resulting from the timing of divestitures and increased tax payments related to those transactions. Cash flows from investing activities Six months ended June 30 in $ millions 2026 2025 Net cash used in investing activities (588) (1,795) Net cash used in investing activities was $0.6 billion for the six months ended June 30, 2026, compared to $1.8 billion in the same period in 2025. During the six months ended June 30, 2026, the Company invested $1.1 billion in acquisitions, an increase of $0.5 billion on the same period in 2025. Capital expenditure totaled $1.2 billion in the first six months of 2026, compared to $1.3 billion in the prior year period. Investing outflows were partially offset by the proceeds from divestitures and disposals of long-lived assets and other investing activities totaling $1.8 billion in the first six months of 2026, compared with $0.1 billion in the comparable prior year period. Cash flows from financing activities Six months ended June 30 in $ millions 2026 2025 Net cash used in financing activities (949) (12) Net cash used in financing activities was $0.9 billion for the six months ended June 30, 2026, compared to $12 million used in the same period in 2025. Proceeds from debt issuances were $1.6 billion, related to the issuance of commercial paper, compared with $4.5 billion in the same period in 2025, which included the issuance of $3.0 billion in new senior notes in January 2025 and the issuance of $1.5 billion of commercial paper. Payments on debt in the first six months of 2026 were $1.1 billion, being the repayment of $1.1 billion issued under the Company’s commercial paper programs. This compared with a repayment of $3.4 billion in the prior year comparable period, being the repayment of $2.1 billion issued under the Company’s commercial paper programs and the repayment of a $1.25 billion bond on maturity in May 2025. Dividends paid and outflows related to the repurchases of common stock were $0.5 billion and $0.6 billion, respectively, in the first six months of 2026, compared with $0.5 billion and $0.6 billion, respectively, in the prior year period. Debt facilities The following section summarizes certain material provisions of our debt facilities and long-term debt obligations. The following description is only a summary, does not purport to be complete and is qualified in its entirety by reference to the documents governing such indebtedness (which are filed as exhibits to the Company's 2025 Form 10-K). As of June 30, 2026, we expect maturities of our debt facilities and long-term debt obligations for the remainder of 2026 as follows: 2026 Debt Maturities Third Quarter $0.7 billion Fourth Quarter $0.9 billion Unsecured senior notes The main sources of Company debt funding are public bond markets in North America and Europe. See Note 9 “Debt” in Part I, Item 1. “Financial Statements” for further details regarding our debt obligations. Bank credit facilities The Company partly manages its borrowing requirements by entering into committed borrowing agreements. The Company has a multi-currency RCF, dated May 2023, consisting of a €3.5 billion unsecured, revolving loan facility, maturing May 2030. See Note 9 “Debt” in Part I, Item 1. “Financial Statements” of this Quarterly Report for further details regarding the RCF. As of June 30, 2026, the RCF was undrawn and currently continues to remain undrawn. In connection with the Arcosa Acquisition, on June 22, 2026, the Company, as guarantor, and America Finance, as borrower entered into a bridge facility agreement, pursuant to which the lenders committed to provide a $5.8 billion Bridge Facility. On July 17, 2026, the Company, as guarantor, and America Finance, as borrower, entered into a term loan facility agreement, pursuant to which the lenders committed to provide a three-year $2.5 billion Term Loan Facility. As a result of the Term Loan Facility, the commitments under the Bridge Facility were reduced from $5.8 billion to $3.3 billion. For additional information about the Bridge Facility and Term Loan Facility, see Note 9 to the Condensed Consolidated Financial Statements. Guarantees The Company has given letters of guarantee to secure obligations of subsidiary undertakings as follows: $16.9 billion in respect of loans and borrowings, bank advances and derivative obligations, and $0.5 billion in respect of letters of credit due within one year as of June 30, 2026. 34 CRH FORM 10-Q Commercial paper programs As of June 30, 2026, the Company had a $4.0 billion U.S. Dollar Commercial Paper Program and a €1.5 billion Euro Commercial Paper Program. Commercial paper borrowings bear interest at rates determined at the time of borrowing. As of June 30, 2026, there was $0.7 billion of outstanding notes issued under the U.S. Dollar Commercial Paper Program and $nil billion of outstanding notes issued under the Euro Commercial Paper Program. The purpose of these programs is to provide short-term liquidity. Off-Balance sheet arrangements CRH does not have any off-balance sheet arrangements that have, or are reasonably likely to have, a current or future effect on CRH’s financial condition, revenues or expenses, results of operations, liquidity, capital expenditures or capital resources that may be material to investors. Credit ratings1* Our credit ratings and outlooks as of June 30, 2026, are as follows: Short-Term Long-Term Outlook S&P A-2 BBB+ Stable Moody’s P-2 Baa1 Stable Fitch F1 BBB+ Stable Contractual obligations An analysis of the maturity profile of debt, leases capitalized, purchase obligations and deferred and contingent acquisition consideration as of June 30, 2026, is as follows: Payments due by period Total Less than 1 year 2-3 years 4-5 years More than 5 years in $ millions Short and long-term debt (i) 18,011 2,535 4,094 3,856 7,526 Lease liabilities (ii) 2,463 396 646 419 1,002 Estimated interest payments on contractually committed debt (iii) 6,369 753 1,278 955 3,383 Deferred and contingent acquisition consideration 48 27 7 9 5 Purchase obligations (iv) 2,042 1,336 417 64 225 Total (v) 28,933 5,047 6,442 5,303 12,141 (i) Of the $18.0 billion short and long-term debt, $0.7 billion is drawn on revolving facilities which may be repaid and redrawn up to the date of maturity. (ii) Lease liabilities are presented on an undiscounted basis. (iii) These interest payments have been estimated on the basis of the following assumptions: (a) no change in variable interest rates; (b) no change in exchange rates; (c) that all debt is repaid as if it falls due from future cash generation; and (d) that none is refinanced by future debt issuance. (iv) Purchase obligations include contracted-for capital expenditure. These expenditures for replacement and new projects are in the ordinary course of business and will be financed from internal resources. (v) Over the long-term, CRH believes that its available cash and cash equivalents, cash from operating activities, along with access to borrowing facilities will be sufficient to fund its long-term contractual obligations, maturing debt obligations and capital expenditures. 1A security rating is not a recommendation to buy, sell or hold securities and may be subject to revision or withdrawal at any time by the assigning rating organization. Each rating should be evaluated independently of any other rating. Lower credit ratings generally result in higher-borrowing costs, including costs of derivative transactions and reduced access to debt capital markets, and may adversely impact our liquidity.* 35 CRH FORM 10-Q Supplemental Guarantor Information Guarantor financial information As of June 30, 2026, CRH plc (the 'Guarantor') has fully and unconditionally guaranteed: (1) $750 million of 5.200% Senior Notes due 2029 (the '5.200% Notes') and $1,250 million of 5.125% Senior Notes due 2030 (the '5.125% Notes'), each issued by CRH SMW Finance Designated Activity Company (‘SMW Finance’); (2) $300 million of 6.400% Senior Notes due 2033(i) (the '6.400% Notes') issued by CRH America, Inc. (‘CRH America’); and (3) $1,000 million of 4.400% Senior Notes due 2031 (the ‘4.400% Notes’), $750 million of 5.400% Senior Notes due 2034 (the '5.400% Notes'), $1,250 million of 5.500% Senior Notes due 2035 (the '5.500% Notes'), $1,000 million of 5.000% Senior Notes due 2036 (the ‘5.000% Notes’), $500 million of 5.875% Senior Notes due 2055 (the '5.875% Notes'), and $500 million of 5.600% Senior Notes due 2056 (the ‘5.600% Notes’), each issued by CRH America Finance, Inc. (‘America Finance’). Together, the 5.200% Notes, the 5.125% Notes, the 6.400% Notes, the 4.400% Notes, the 5.400% Notes, the 5.500% Notes, the 5.000% Notes, the 5.875% Notes and the 5.600% Notes are referred to in this Supplemental Guarantor Information as the 'Notes', and together, SMW Finance, CRH America and CRH America Finance are referred to in this Supplemental Guarantor Information as the 'Issuers'. The Issuers are each 100% owned by CRH plc, directly or indirectly. SMW Finance is an indirect wholly-owned finance subsidiary of CRH plc incorporated under the laws of Ireland and is a financing vehicle for CRH’s group companies. CRH America is an indirect wholly-owned finance subsidiary of CRH plc incorporated under the laws of the State of Delaware and is a holding company for certain of CRH's U.S. operating companies as well as a financing vehicle for the Company. America Finance is an indirect wholly-owned finance subsidiary of CRH plc incorporated under the laws of the State of Delaware and is a financing vehicle for CRH’s U.S. operating companies. Each series of Notes is unsecured and ranks equally with all other present and future unsecured and unsubordinated obligations of the relevant Issuer and CRH plc, subject to exceptions for obligations required by law. Each series of Notes is fully and unconditionally guaranteed by CRH plc as defined in the respective indenture governing each series of Notes. Each guarantee is a full, irrevocable, and unconditional guarantee of the principal, interest, premium, if any, and any other amounts due in respect of the relevant series of Notes given by CRH plc. (i) Originally issued in September 2003 as $300 million 6.400% Senior Notes due 2033. CRH subsequently acquired $87 million of the 6.400% Notes in liability management exercises in August 2009 and December 2010. Basis of presentation The following summarized financial information reflects, on a combined basis, the Balance Sheet as of June 30, 2026, and as of December 31, 2025, and the Income Statement for the six months ended June 30, 2026, and for the year ended December 31, 2025 of CRH America and CRH plc, which guarantees the registered debt; collectively the ‘Obligor Group’. Intercompany balances and transactions within the Obligor Group have been eliminated in the summarized financial information below. Amounts attributable to the Obligor Group’s investment in non-obligor subsidiaries have also been excluded. Intercompany receivables/payables and transactions with non-obligor subsidiaries are separately disclosed as applicable. This summarized financial information has been prepared and presented pursuant to Regulation S-X Rule 13-01 and is not intended to present the financial position and results of operations of the Obligor Group in accordance with U.S. GAAP. The summarized Income Statement information is as follows: in $ millions Six months ended June 30, 2026 Year ended December 31, 2025 Income from operations before income tax benefit and income from equity method investments (i) 35,209 3,503 - of which relates to transactions with non-obligor subsidiaries 35,057 3,431 Net income – all of which is attributable to equity holders of the Company 35,206 3,502 - of which relates to transactions with non-obligor subsidiaries 35,057 3,431 (i) Revenues and gross profit for the Obligor Group for the six months ended June 30, 2026 and for the year ended December 31, 2025 amounted to $nil million and $nil million, respectively. The summarized Balance Sheet information is as follows: June 30 December 31 2026 2025 Current assets 762 864 Current assets – of which is due from non-obligor subsidiaries 563 613 Noncurrent assets 2,284 2,235 Noncurrent assets – of which is due from non-obligor subsidiaries 2,283 2,235 Current liabilities 5,010 1,594 Current liabilities – of which is due to non-obligor subsidiaries 5,003 1,587 Noncurrent liabilities 740 743 Critical Accounting Policies and Estimates There were no material changes during the three months ended June 30, 2026, to our critical accounting policies and/or estimates disclosed in the Consolidated Financial Statements included in the Company's 2025 Form 10-K. 36 CRH FORM 10-Q Available Information The Company maintains an internet address at www.crh.com and makes available free of charge through its website its annual reports on Form 10-K, quarterly reports and current reports on Form 8-K, and amendments thereto, if any, filed or furnished pursuant to Section 13(a) or 15(d) of the Exchange Act, which are available as soon as reasonably practicable after CRH files or furnishes such information to the SEC. Investors may also access such documents via the SEC’s website at www.sec.gov. From time to time, we may post on our website news releases, announcements and other statements about our business performance, results of operations and sustainability matters, some of which may contain information that may be deemed material to investors. Additionally, we may use our LinkedIn account (www.linkedin.com/company/crh), as well as our other social media channels from time to time, to post announcements that may contain information that may be deemed material to investors. Our officers may use similar social media channels to disclose information about the Company. We encourage investors, the media and others interested in CRH to review the business and financial information we or our officers post on our website and the social media channels identified above. Information on CRH’s website or such social media channels does not form part of, and is not incorporated into, this Quarterly Report. 37 CRH FORM 10-Q