Flagstar Bank, National Association
A national bank serving everyday customers through roughly 340 branches across nine states, plus private banking for wealthy clients mainly in the New York City area and West Coast. Its lending is concentrated in multi-family loans on NYC rental buildings and commercial real estate. The bank traces roots to Queens County Savings Bank, founded in 1859, and adopted the "Flagstar" name in 1996 after a Michigan thrift built itself through acquisitions; a 2022 merger with New York Community Bancorp kept the well-known Flagstar name.