UPST
Upstart Holdings, Inc.
A company using artificial intelligence to power consumer lending, Upstart builds software that banks and credit unions use to approve personal loans, auto financing, and home equity lines of credit. Founded in 2012 by three former Google employees, it was named after the old word for someone who rises from a humble start—fitting, since its AI looks at a borrower's education and career potential rather than just a credit score. The trio's original idea was an income-share agreement, where people raised money by promising a slice of future earnings, before the firm pivoted to lending.
CUSIP: 91680M107TechnologyUS1 holder
Total Value
$1.67B
Total Shares
13.38M
Net Share Change
0
Activity
No changes
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