ONEW

• A 100 bps rate rise on the unhedged $204.7M Inventory Financing Facility balance would increase annual interest expense by ~$2.0M.
• A 100 bps rate rise on the unhedged $149.9M A&R Credit Facility balance would increase annual interest expense by ~$1.5M.
• The company uses two interest rate swaps totaling $400M notional to hedge SOFR and Term SOFR exposure on its debt, both maturing September 2027.
• All interest rate swaps are designated as cash flow hedges.
• Foreign-currency risk arises from purchasing inventory from foreign manufacturers in non-U.S. dollar currencies, and the company may use forward contracts to partially mitigate it.

We are involved in various legal proceedings as either the defendant or plaintiff. Due to their nature, such legal proceedings involve inherent uncertainties including, but not limited to, court rulings, negotiations between the affected parties and other actions. Management assesses the probability of losses or gains for such contingencies and accrues a liability and/or discloses the relevant circumstances as appropriate. In the opinion of management, it is not reasonably probable that the pending litigation, disputes or claims against the Company as of June 30, 2026, will have a material adverse effect on its financial condition, results of operations or cash flows. However, the outcome of any matter cannot be predicted with certainty, and an unfavorable resolution of one or more matters presently known or arising in the future could have a material adverse effect on the Company's financial condition, liquidity or results of operations.

In addition to the information set forth in this Quarterly Report on Form 10-Q, you should carefully consider the risk factors and other cautionary statements described under the heading “Risk Factors” included in our Annual Report on Form 10-K for the fiscal year ended September 30, 2025, filed with the SEC on December 15, 2025, which could materially affect our businesses, financial condition, or future results. Additional risks and uncertainties not currently known to us or that we currently deem to be immaterial also may materially adversely affect our business, financial condition, or future results. There have been no material changes in our risk factors from those described in our Annual Report on Form 10-K for the fiscal year ended September 30, 2025, filed with the SEC on December 15, 2025.