Smartfinancial Inc.
A bank holding company built around its main subsidiary, SmartBank, which offers checking, savings, lending, and investment services through roughly four dozen branches across Tennessee, Alabama, Florida, and Georgia. A sister arm, Fountain Equipment Finance, provides equipment loans and leases to small and mid-sized businesses across the Southeast. SmartBank was founded in Pigeon Forge, Tennessee, in 2007 by father-and-son bankers Bill and Billy Carroll, who picked the name to signal their goal of a distinctly smart, high-service brand — the holding company structure was adopted in 2013.